My warranty was a ****. I hate that i paid for so many years for all nothing

I joined M-Sure 3 years ago. Today for the fisrt time i claim for a Clutch i am told to pay 10 000 differnce from the amount that HYUNDAI is asking for Why was i paying every month. They are telling me that they cover 3 000 only really???? I dont wanna see M-Sure as long as i still have a car. That's why people normally repair their cars with cash because they dont wanna be ****** day light I say it again M-Sure is a **** i hate it with passion #VeryAngry and #VeryFrustrated. I am cancelling the contract with immediate effect nxaaaaaa...sis maan. I am so disgusted. Spoiled my whole day