Response was prompt even though I had called after business hours

Response was prompt even though I had called after business hours. The consultant Lincoln Kock was courteous and professional throughout my initial and follow up call. He explained the details clearly and ensured I got the best possible deal. He focused on the benefits of his product and did not attempt to cast doubt on competitors - unlike other instances where consultants alleged they were more reliable and therefore warranted their higher premiums. He is an excellent ambassador for his company.