Rejected claim form king price( no royalty treatment )

If you gonna take any cover from this insurance think again : I was involved in a car accident a horrific one for that matter . My claim was rejected simply because I left the scene , was in shock , my belongings were taken from my car as I was fighting for my life , my time piece was taken from my wrist and m now told that I left the scene ********ly. I was fearing for my life so basically my life to them is taken for granted . No royalty treatment from the king price