KingPrice...unfair rejection of valid third party claim

In July 2023...a kingprice client (or son of the client) in the insured vehicle hit into me causing an mva. At the time I myself had no insurance. Kingprice asked for quotations...the client admitted he was responsible, but KingPrice repudiated his claim and also rejected my third party claim...but why KingPrice clients have third party insurance...why was my claim also rejected as a third party...just goes to show once again that insurers will say anything to get your premiums but when it is time to honour claims (third party claim in this instance)...they make up some bs exclusion in order to reject the third party claim. Policyholders...take a good look at your policy and especially the exclusions so you don't find yourself in court (as this client is/will be...case is pending) because the insurer you trusted to take care of you when the risk you are insured for eventually happens - leaves you to fend for yourself in court and rejects the claim of the third party.