King Price does everything to avoid paying specified all risk items.

I have had two items "Specified" but when claims were lodged against these items it was impossible to claim for these items. Everything from receipts, proof of ownership and bank statements of one year ago was required. If King Price wants to be so specific when it comes to settling claims they should have the underwriter request the documents on the day the items are added. If King Price is willing to list the item as specified and deduct a monthly amount from my bank account then they should be willing to pay the claim without making the client jump through a series of impossible hoops. Two items now removed from the "Specified all risk" and the difference in premium going to my credit card where I will have the money if ever I need to claim