King Price and it's lies

This insurance doesn't even deserve a single star. I was told that the excess amount would is 10% for the phone I insured. Now that I want to claim I'm being told that 10% is for when you claim for a motorcycle. Why would I be given information about a motorcycle in the first place when I clearly stated that I needed insurance for my phone? Imagine paying an excess amount of R1250, 00 for a phone that has dropped its value. Insured for the amount of R3000... I will never get insurance in my life... King Price is full of something. I'm cancelling it.