CLAIM REJECTED

In October 2015 my claim was rejected by King price insurance under Material misrepresentation of financial history due to the fact that I never disclosed that the person who was a regular driver of the car had defaulted one of his clothing account, I tried to explain to them that in my mind when that question was asked I never though about clothing account, the default I had in mind was related to licence history or other car insurance companies I was with previously but my explanations were in vain, I was told that it was my duty to ask for clarity, I tried fighting my case with private lawyers but had to drop the case due to lawyers fees that were very steep in my pocket. What made me revisit my case is because I just bought myself a new car and when doing quotations with other car insurance companies the premium becomes too high reason being I have had three claims in the past including R300 000 from KIng price, my question is why should such a huge amount appear under my name if the claim was rejected, I there please with you to refer to the right platforms that will help me with this case besides lawyers as I still cannot afford their fees but willing to fight King price with everything I have.