BAD INSURANCE FOR A KING (KING PRICE)

King price claim they the King amongst insurances ,but quess again maybe in the past ,but now they come up with the lamest excuses to reject your claim ,i'm insurance with them for car ,home contest and car warranty i submitted a claim for my television being damage due to electricty (power surge) they send someone to come look at the tv and he said it is wear and tear and it reached it life span ,but the best of all is King Price service provider supp**** me the tv and the tv are hanging on my wall ,so how can it get wear and tear and before the power went on and off the tv was perfectly fine ,not recommending anyone to take insurance with them rather look for insurance somewhere else as i am doing it