Affordable Premiums that decreases with depreciation

I called King Price Insurance for a premium review and when I called I was just trying my luck as with the current financial constraints due to the Pandemic . And Renier Herbst assisted me, she was very friendly and yes I got the premium review, and my premium was reduced . Yes it is true that the only insurer that decreases your premium monthly as the value of your car depreciates is King Price....