OUT OF STOCK BUT NO REFUND

I HAVE ORDERED AN ITEM FROM IWAREHOUSE, THEY CONFIRMED STOCK AND TOOK MY PAYMENT VIA DEBIT CARD,<br> <br> THE NEXT DAY I PHONED THEY SAID THERE IS NO STOCK AND I ASKED FOR A REFUND, IT IS ALREADY 15 DAYS AND NO REFUND.<br> <br> NOW THEY DON'T ANSWER THEIR PHONES, I HAVE LOST R 5499.00.<br> <br> VERY POOR SERVICE AS WELL AS PAYGATE THEIR ONLINE PAYMENT MEDIUM,<br> <br> PLEASE PEOPLE DON'T BUY FROM IWAREHOUSE OR EVER DO A TRANSACTION USING PAYGATE.<br> <br> REGARDS