Cancer Dreaded disease cover - Claim denied.

I had the additional insurance cover with IUA Since Jan 2011.<br> <br> In January 2014 I was diagnosed with Colon Cancer Stage 3.<br> In April 2015 I submitted a claim against IUA for dreaded disease which is covered by the policy.<br> 5 month later I receive and sms stating my claim was denied.<br> No additional information or reasons supp****.<br> <br> I have never missed a payment, even though I lost my work and was off sick for 11 months due to chemo.<br> I have replace my fortuner with a FJ cruiser in 2012 and was told by Toyota the policy would be transferred.<br> <br> Never get a Bidvest UIA Policy as the are willing to take your money but never honour claims.