blacklisted for no reason

<p>Hi my name is miss f khan i was a client of iq academy from 2011.i filled in the application for a 24 month course.when the course ended the carried on debiting the money from my account.for further two years till i lost my job i notified the agent a female who was rather rude and arrogant.she told me she lessin the amount to R200pm i told what didnt she understand i have no money that was the last i heard from her.last month out of the blue dmc debt collecting agency phones me to say im owing iq academy monies that amount to R2000.i told them i have no money they want me to pay R500 to clear my name cos they blacklisted me.now they sending me sms to say they giving me a payment holiday of which i must pay R2000.im so tired of bullies taking advantage of the poor and exploiting us for monies they claim we owe them.my student number is 115292</p>