UNAUTHORISED DEBIT ORDER AGAIN!!!!

WHICH PART OF STOP DEBITING MY CAPITEC ACCOUNT DOES HOLLARD INSURANCE DON'T UNDERSTAND?? I HAVE LOGGED A COMPLAIN LAST MONTH ABOUT THE SAME ISSUE, NOW AM GETTING SMS'S TO SAY THERE WAS NO FUNDS IN MY CAPITEC ACCOUNT FOR MY POLICY DEBIT ORDER!! YES YOU ARE DAMN RIGHT COS I DNT USE THAT ACCOUNT ANYMORE AND IF YOU WERE -AUTHORIZED TO DEBIT IT, YOU WERE GNA GET FUNDS !! GOOD PEOPLE YOU ARE ****** CREATING UNNECESSARY BANK CHARGES IN MY ACCOUNT OF WHICH I NEED TO PAY AT SOME STAGE!!!!LAST MONTH ONE OF YOUR AIR-HEADED CONSULTANT CALLED ME TO SAY IT WON'T HAPPEN AGAIN!!

NOW YOU LEAVE ME NO CHOICE BUT TO PRESS CHARGES AGAINST YOU! I CAN'T KEEP PAYING BANK CHARGES BECAUSE OF SAME THING.