Think twice before you join.

I joined Hollard in August 2021through a broker I have been struggling to get my Policy documents since. I managed to get them in February to my suprise I have been paying for two policies and on both policies I have insured the same people, I requested a cancellation form and then agent told me i will get my premiums back, and today i made a follow up call iam told i will not get my money back since iam the one who cancelled they do not care about my reason for cancellation.