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<p>Hollard is not fair to people they serve, the last time is spoke to the call centre agent ,he said Ray will come as Ray never came back to me regarding the arrangement of paying them back their money for all these months there has been a problem until my policy is balanced, I mentioned to them that im unable to pay r800 at once ,I need them to arrange for me since they said it is not my fault, not the bank and not them either ****raceable).I’m not sure how could that be possible .No one can help me as far</p>