Life Cover to "Die For"

I walk into Pick n Pay for some shopping and what do you know, there's some scouts advertising life cover. life cover in your late teens? "alright Let's give a go", I say. I get signed up under the agreed amount of R107.00 only! and nothing stipulated as per fine print in the contract. The debit order is well for the first two to three months until, to my horror, it "miraculously" doubles. When that happens my account immediately goes into an overdraft and accumulates the associated charges of debit orders and overdrafts. That is me defaulting and subsequently cancelling my life policy for good! As a young man (2001) I would rather spend more on life rather than invest in my death!