Hollard life policy

Hi I have 3 life policy by hollard and they runing over 4 years now and they take big money every month and I tried to call the company several times and sent emails to make change in my policy but no one care .the policy was done by standerd bank and now standerd bank don't have some one to deel with hollard anymore .I believe they take my money and no service. I need my money back I start don't trust hollard at all.if I cant make changes in my policy's. How my kids ll get the money when I die .I can see is no any inspection from government for the insurance companies to see what they do with people money .if I don't get answer I shall take them to court and we busy to see which part of government handel insurance companies .to involve them also in the court case Notes .I did stop paying them this month to see if someone shall call me .I just get funny email saying I must pay .I reply back they must call me for changing details in my policy but nothing happen Alot of chancer getting paid for doing nothing