EM
Esther M

1 reviews | Active since Dec 2025

23 Dec 2025, 08:41

Dissatisfied and disappointed by hollard cell phone insurance.

I had an insurance with hollard for cellphone bought at Jet. There was a loss of a phone and it was used by my niece, i then logged a claim aand they wanted proof that iam the primary caregiver of the child, then i submitted a court order but the claim was declined with reason that the child is not my immediate family. i was not satisfied with the reason for declined i then lodged a complain. Today i get i get a message with a different reason wow see below. Subject: Complaint Resolved Hello Ms Hollard Complaint Reference: HOL-340161-12 25

Date Received: 19 December 2025

Policy Number: EDC***

Thank you for allowing us the opportunity to look into your complaint. We have finalized our investigations, and your complaint has been resolved. We have received and assessed your claim. After carefully reviewing all available information relating to your

claim, we cannot accept your claim for the following reasons: • Lack of loss prevention

To understand our decision, please refer to your policy wording under section:

17.7 Prevent loss

You must try to prevent the loss wherever possible. How do you really prevent a loss. They are ****mers

0
Replies (3)
Hollard Life
Hollard Life's reply23 Dec 2025, 09:02
Official
Hello Esther M
We are sorry that you had a poor experience with Hollard, which led to you reaching out to Hellopeter with a complaint.
We are busy looking into your complaint and will be providing you with feedback within five working days.

Kind Regards,
Social Resolutions Team
Hollard Life
Hollard Life's reply29 Dec 2025, 15:27
Official
Thank you for allowing us the opportunity to look into your complaint. We have finalized our investigations, and your complaint has been resolved.
We have received and assessed your claim. After carefully reviewing all available information relating to your claim, we cannot accept your claim for the following reasons:
• Lack of loss prevention
To understand our decision, please refer to your policy wording under section:

17.7 Prevent loss
You must try to prevent the loss wherever possible.

If you are still not happy with our decision, you may write to our internal adjudicator, who will independently review the decision to make sure you have been treated fairly. You can send an email to *** and give all the relevant details or any additional information that will help the adjudicator in making the final decision.

Kind regards.
Hollard.
EM
Esther M's update22 Jan 2026, 19:02
Reviewer Update
After an initial decline of my cellphone insurance claim, I escalated the matter through internal adjudication. The review was handled professionally, and my claim was ultimately overturned and approved.
As constructive feedback, I would recommend that the insurer revisit the policy position on who may use an insured device. In today’s reality, mobile phones are often shared responsibly with extended family members. Insurance cover should reasonably allow for this, or at the very least clearly and explicitly state any limitations upfront to avoid unnecessary claim disputes and frustration for customers.🙏🏾