Stupid arguments

<p>I have a problem that you insure my car at replacement value that I asked for only on retail, after an arguement with them they asked for a quotation on what my car would cost if i was to lose it or write it of, after I got the quote they then rep**** and said they cant do that and can only do retail. It is not the best car but it is my only car and if it is to be ****** or written of the amount they pay out wont even cover half of what they sell for at any dealership. they pay out retail but we all know retail is only for dealerships and not the guy who needs to buy the car wich is double in my case. </p> <p> </p> <p>They are so stupid that I sent in a quotation on my spectacles that I need replacing and on the quotation there stands that the medical is not paying anything and the patient is liable for the account. i did not ask for the quotation with the test and stuff in only the frame and lenses and now they are full of ****. they asked for a quotation for the frame and lenses as i got it and did not go for the tests yet and my medical does not cover spectacles. so nothing is being send in to the medical aid because then the prices would be more and i dont want to pay any other aditional admin costs and stuff.</p> <p>Pay every month and you think you are covered as you asked and only to find out that you where bull****ted and that you are *****ed if something should happen, and ask for stupid stuff that i am trying to bring costs down now they want me to pay more and ask my medical for stuff that is not even claimed for.</p> <p>miss one payment and they give you a bad name at all other insurers, pay a day late and you lost your cover for a month and need to pay extra just to get reactivated, but claim once and they *** themself and make the customer that payes without question jump throuh hoops and lick their asses to get something done.</p>