No refund not even half

So from 2008 to date I have been paying for this other cover with the above company plus the other 2 policies that I have. I decided to check in and call. Wanted a difference between the policies I was paying for and if it made sense. I then decided that I was the one who was losing and decided to remain with the 2 and cancel the other one as it was not making sense. The bad news is that they will not be refunding me for the past 15 years I paid, not even half of the premiums I paid. They didn't even take into consideration that I was still willing to remain a client even after they realized that one of their agent could have have called me long time ago and said hey you paying to 2 policies that are almost identical maybe we can assist you in saving you money by doing this or that.

Jah neh Hollard. By the way, the policy fees every year kept increasing and the cover amount stayed the same from 2008 to date. Imagine the amount I paid and now flushed down the.......