No Clue

<p>I have had a policy with Hollard for over 10 years. the policy was taken out by myself, I have been paying the account. I few months ago we had an incident were a claim was processed, & my husbands ID number given. today I call through & I am not allowed to make any changes to this policy as the policy is in my husbands name. in order to have the policy reset to name i must go to a branch and explain, how is your incompetance my fault. </p> <p>further more, You have been debiting my bank account for however long and I have no policy with you, can I then have all the installments returned? </p>