Charged me before i accept Terms and conditions.

<p>I called last week for car insurance. I was given a premium. I agreed, while the consultant was reading the terms and conditions to me, i realised a hidden clause and rejected the cover. He told me that it's too late, i must call the best day to cancel. I did ao. Even though I didn't want the cover my account was charged. I want my money back. Please dont be *******. I didnt accept the cover.</p> <p>If my full amount isn't refunded i have the call recorded from my side too and I'm ready to take this issue to the ombudsman.</p>