shark loans tatics used on black consumers by ****** organisation

fnb and their ******s collection agents ******** and ********** i have been charged for every sms and email they have been sending me which sometimes i revieved 10 times a month my credit card was handed over with a balance of 13500 however they charged me some redicoulous amout it now stands at 15500 which i dont know its for what am currently unemployed the reason i started paying less on my credit card which fnb id aware of the interest which they are charging me is usery and they are exactly like loan sharks how am i suppose to finish paying when am charged for a calls which i never recieved,sms,emails and ridicolous account handling fees which i did not sign up for i have paid the amout that i owed fnb and i demand my settlement letter and remove me from your fradulent database i have also laid a complaint with the law society i think your organisation is ******s and you want to see black people indebt forever my id number is *** fnb gold credit account i need my settlement letter and stop your delaying tatics am so gatvol rite now