Prescribed Accounts and ******** Action

To whom it may concern,

Groenewald Lubbe debt collectors are accepting prescribed accounts handed over to them by FNB bank and using ******** and devious tactics to collect.

My credit card account was opened in the year 2000 and handed over to various debt recovery agents circa 2003, before landing up with Groenewald Lawyers more than a decade later.

Default judgement was obtained against me in 2015 without my knowledge which is after more than 10 years and they also failed to answer how they obtained judgement on prescribed debt. Further more after getting judgement in 2015 they purposely did not list me at the ITC in order to hide from me that they obtained default judgement. I would have never known since my ITC record was clear as recently as a month ago. This is their devious way of trying to change the prescription date on the debt by issuing summons and pushing it through the courts without putting in any effort to inform the defended so that he can defend the action. They had my phone number and email and could have contacted me prior to issuing summons.

Today however out of spite they listed me at the ITC while on a phone call with Mr Louw, as a bullying tactic.

Mr Theo Louw was arrogant and threatened me by saying I will get to know their "Bad Side". He also made other threats.

I have an android phone and ACR app and luckily I recorded the entire phone call. I did tell Mr Louw that I recorded the phone call and he did not care. He basically said I can go to my lawyer and incur more costs or pay which is really nothing other than ******ion (Pay us or spend a lot of money with your attorney). He refers to his threats as "Informing me" after I pointed out to him every time he threatened.

I subsequently spoke to my attorney who confirmed that they acted ********ly and that the debit did prescribe. They submitted a summons even with a copy of the wrong ID document attached. My attorney is now going take legal action to have the judgement rescinded which is going to cost me a large sum of money that I intend to recover.

This seems to be a dirty trick of Groenewald and Lubbe after seeing similar complaints on Hello Peter like this one. Almost exactly what happened to me.

https://www.hellopeter.com/groenewald-lubbe/reviews/prescibed-accounts- **********

They have no regard for the law and constitution when it comes to prescribed accounts and should be investigated. How did they obtained my email address but not my physical address to issue summons ? How and where they purchased the prescribed debt ? Since they had my contact information (Phone and Email), why did they not contact me prior to issuing summons to give me a fair chance to defend? After sending them an email asking them to clarify how they got to such an amount and show me a copy of the judgement since my ITC report was clear, they simply did not respond. I only got a copy of the judgement today ??

Regardless of your ******** actions or outcome of this matter your tactics remain devious, unprofessional and ********* and should be investigated.

I did hand the matter over to my attorney.

Kind Regards JC Wal****