CW
Cecilia Williams-Potgiete
1 reviews | Active since May 2013
28 Mar 2019, 11:39
Precription Debt
Goodday
Please respond to our correspondence:
Groenewald Lubbe has purchased Prescribed Debt that I supposedly owe FNB. I have not had any business with FNB since 2010 and the last time I heard from FNB was in 2011. That was 8 years ago, which makes any debt I have had with FNB: PRESCRIBED
I find it wrongful of a company with such a high status to blatantly commit ***** by trying to collect prescribed debt from people as myself.
This "bad debt" was bought in a bundle from FNB by Groenewald Lubbe and now they insist in collecting even from the prescribed accounts
Can we take legal against such companies?
Helpful (0)
Replies (5)0
Replies (5)
GL Attorneys's replyOfficial
28 Mar 2019, 14:24Good day,
We acknowledge your complaint lodged against our company and appreciate your feedback. We are going to investigate and revert to you.
Regards,
GLA Management
We acknowledge your complaint lodged against our company and appreciate your feedback. We are going to investigate and revert to you.
Regards,
GLA Management
GL Attorneys's reply28 Mar 2019, 14:24
Official
Good day,
We acknowledge your complaint lodged against our company and appreciate your feedback. We are going to investigate and revert to you.
Regards,
GLA Management
We acknowledge your complaint lodged against our company and appreciate your feedback. We are going to investigate and revert to you.
Regards,
GLA Management
CW
Cecilia Williams-Potgiete's updateReviewer Update
28 Mar 2019, 15:23How are you going to investigate, if have not details on this account?
CW
Cecilia Williams-Potgiete's update28 Mar 2019, 15:23
Reviewer Update
How are you going to investigate, if have not details on this account?
GL Attorneys's replyOfficial
28 Mar 2019, 15:30Good day,
Kindly note that we make use of phone numbers/ID numbers and our reference numbers to locate files. We used the phone number provided( *** ) but did not locate your file. Kindly provide us with either your ID number or our reference number in order to assist you.
Regards,
GLA Management
Kindly note that we make use of phone numbers/ID numbers and our reference numbers to locate files. We used the phone number provided( *** ) but did not locate your file. Kindly provide us with either your ID number or our reference number in order to assist you.
Regards,
GLA Management
GL Attorneys's reply28 Mar 2019, 15:30
Official
Good day,
Kindly note that we make use of phone numbers/ID numbers and our reference numbers to locate files. We used the phone number provided( *** ) but did not locate your file. Kindly provide us with either your ID number or our reference number in order to assist you.
Regards,
GLA Management
Kindly note that we make use of phone numbers/ID numbers and our reference numbers to locate files. We used the phone number provided( *** ) but did not locate your file. Kindly provide us with either your ID number or our reference number in order to assist you.
Regards,
GLA Management
CW
Cecilia Williams-Potgiete's updateReviewer Update
28 Mar 2019, 16:23This debt has Prescribed, carry on harassing me I will report you to the The Credit Ombud.
If your debt has prescribed;
It has been dormant for three of more years, a debt collector cannot ask you to pay off your debt and it is against the law if they do.
The National Credit Amendment Act, published 13 March 2015, prohibits the sale and collection of Prescribed Debt.
Thus, you do not need to know about prescription and will not have to raise it as a defence in order to prevent you from having to pay for the debt.
Unless the debt collector or credit provider can prove that your debt is not prescribed, tell them to stop harassing you. It is advised that you also put this in writing, so that there is a record of it.
If they persist, request the original loan agreement/contract, proof of default, the outstanding amount and interest accrued. This should stop the debt collector from harassing you.
-----Original Message-----
From: Groenewald Lubbe Inc. **********
Sent: 28 March 2019 10:07 AM
To: Potgieter, Carel
Subject: C Carel Potgieter - DTL9326
Good day,
You have been ignoring calls made to you and all our attempts to discuss this matter with you.
Legal action may proceed until the basic requirements are met.
Bank:First National Bank
Branch: Randburg
Branch Code: 254005
Account Name: Groenewald Lubbe Inc
Account number: ********** 3491
Your ***
Yours faithfully,
Groenewald Lubbe Inc
Dudu Kubheka
Tel: ********** 005
Email: **********
CW
Cecilia Williams-Potgiete's update28 Mar 2019, 16:23
Reviewer Update
This debt has Prescribed, carry on harassing me I will report you to the The Credit Ombud.
If your debt has prescribed;
It has been dormant for three of more years, a debt collector cannot ask you to pay off your debt and it is against the law if they do.
The National Credit Amendment Act, published 13 March 2015, prohibits the sale and collection of Prescribed Debt.
Thus, you do not need to know about prescription and will not have to raise it as a defence in order to prevent you from having to pay for the debt.
Unless the debt collector or credit provider can prove that your debt is not prescribed, tell them to stop harassing you. It is advised that you also put this in writing, so that there is a record of it.
If they persist, request the original loan agreement/contract, proof of default, the outstanding amount and interest accrued. This should stop the debt collector from harassing you.
-----Original Message-----
From: Groenewald Lubbe Inc. **********
Sent: 28 March 2019 10:07 AM
To: Potgieter, Carel
Subject: C Carel Potgieter - DTL9326
Good day,
You have been ignoring calls made to you and all our attempts to discuss this matter with you.
Legal action may proceed until the basic requirements are met.
Bank:First National Bank
Branch: Randburg
Branch Code: 254005
Account Name: Groenewald Lubbe Inc
Account number: ********** 3491
Your ***
Yours faithfully,
Groenewald Lubbe Inc
Dudu Kubheka
Tel: ********** 005
Email: **********
GL Attorneys's replyOfficial
29 Mar 2019, 12:53Good day,
Kindly check your emails for our response.
Regards,
GLA Management
Kindly check your emails for our response.
Regards,
GLA Management
GL Attorneys's reply29 Mar 2019, 12:53
Official
Good day,
Kindly check your emails for our response.
Regards,
GLA Management
Kindly check your emails for our response.
Regards,
GLA Management