Punished for not being paid on the 25th of every month

Totally disgusted. It is that time when one checks and sees what is going on on your Accounts. Realised that Foschini is charging Interest if the Account is not paid by the 1st. In the past they gave you 2 days Grace. This is a real challenge when you are self-employed because most time your money only reflects a day or 2 after the 1st. In the past I was told the payment must be received by the 3rd, Accounts only cut off on the 12th. This is another way that us as Consumers or people who are not fortunate to get paid on the 25th is exploited. The consultant actually said that has changed a long time ago.