FORD CREDIT BREACHING the payment terms of my CONTRACT

<p>I recently purchased a brand new RANGER. My 1st debit date as per my contract was for 26 June 2017. FORD Takes my money on the 01st June. Bearing in mind that there is not sufficient money on my account, so now it goes to overdraft. I called twice to log a dispute. Still no resolution. Now I have Ford Collections department calling me to say I owe them. I need this fixed asap. I can't have this reflect badly on my credit record.</p> <p> </p> <p>Reference number 089 461 443 and 207 618 290</p> <p> </p> <p>What's the point of agreeing on a first debit date , have it in a contract and breaching the contract and then the collections department calls me to say I owe them.</p> <p> </p> <p>Hire Competent people.</p> <p> </p>