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I wish i could rate them a zero out of 5. I was conned into this holiday scheme back in 2012 was promised that i would be able to go on holiday at least once a year. Every time i wanted to book i was told that i do not have enough points and i had to wait. Turns out you need to pay in thousands to go on a ****ty holiday. I have paid in over R46 000 to this scheme and still cant get a holiday out of them. My contract has now come to an end but they are still deducting money. I have emailed to cancel but yet no response. My next option is to take them to the lawyers. Please do not be fooled into this con .. you will regret it for the rest of your life.