DP
DANICA P

1 reviews | Active since Dec 2018

19 Sept 2019, 12:01

*****ING FROM LOYAL CUSTOMERS

I joined FEDHEALTH in 2012 and I never had a problem with them....UNTIL NOW...

I did my research and choose a scheme and plan that suited me. But this year FEDHEALTH decided to change their plans and we as customers were given a option to either accept the changes or to get stuffed.

Under the new plan my monthly premium was reduced by R300/month which accounts for about 7% of my premium. That adds up to a total saving of about R3600/year. And what do I get for this menial saving.... I loose my savings account which is used for my day-to-day benefits. I loose most of my individual and family benefits, including but not limited to Mental Health, Basic Dentistry, Radiology, Pathology and Optometry.

I am also now subject to a self-payment gap for R24 000, which I need to pay in addition to my monthly premium before any benefit will be paid.

So, I basically save 7% on my premiums to loose 50% of my medical aid functionality. I don't know if its just me but that doesn't add up....

And the worst of all is they are getting away with it. I can't move to another medical aid because of my pre-existing medical conditions. I was a loyal customer and I feel cheated.

0
Replies (3)
Fedhealth Medical Scheme
Fedhealth Medical Scheme's reply19 Sept 2019, 12:04
Official
Thank you so much for your review we will be in touch shortly.

Kind Regards
The Fedhealth Online Team
DP
DANICA P's update19 Sept 2019, 14:57
Reviewer Update
Hows this for business sense....

2018 My medical aid savings account for day-to-day benefits was around R9000 per year. So FEDHEALTH restructures and my monthly premium goes down by 7% (a annual saving of +/- R3600). But here's the catch.... Your medical aid savings account falls away, so they give you a saving of R3600, but take away a benefit of R9000. And in addition to that they add a Self payment gap of R21 000, which also needs to be paid by the customer before resuming benefits.
So, now my medical aid is costing me 12 x R4 000/m (premium)
That's:
R48 000/y (this is with the 7% annual saving)
+ R21 000 (self payment gap)
+ No benefits

= R69 000/y that's an increase of 34% and you still have no benefits????

THIS CAN'T BE LEGAL


Fedhealth Medical Scheme
Fedhealth Medical Scheme's reply23 Sept 2019, 09:33
Official
A consultant has been in contact with you and detailed feedback has been provided. 

Kind Regard
The Fedhealth Family