Stay away- not worth it

If i could give a lower score i would. If i knew what i know now i should have done some homework. Worst medical aid i have ever seen. Excuse upon excuse not to pay for anything. The reply is always the same. Procedure is paid by member savings. Again worst medical aid. Pays for nothing including dental, and optomitrist- medical aid not worth the paper its written on- do yourself a favour and stay away. Just cancelled my medical cover