fly by night medical aid

Absolutely a fly by night medical aid that will take elderly people state pension money and when you really need to you for a serious knee operation or any other procedure they will throw you a “It’s a scheme exclusion”. (Second time the first time was a cataract op) My mom is about can’t walk and she needs to go for surgery as she has a tear in her knee cap. So what the hell are you paying medical aid? They are fell nothing for their customers! Rethink if you ever consider Fed health. The sales persons are so nice and then they don’t tell you the real story. If you look at the reviews you will see a lot of complaints about them