Worst Ever.

I had owed money in. Firstly they try to debit my account on a day way before I actually get paid. Secondly I am receiving smses of them debating for amounts I don't even owe. Their statements make no sense and won't even calculate the correct amount I owe... this place is very frustrating and I will reverse the incorrect amounts until they sort themselves out and figure out their systems because this is very *********.