FASTA is a Bunch of ****s and ******

I am so disgusted by this place . I took a loan on the 10th of November 2023 and advised in my application pay date is the 29th/30th of each month . They sent me a debi check for the 24th which I called and advised that this is not my pay day and their response was that I should not worry because they only start tracking from that time . This morning I woke up with a sms from a law firm advising that my account has been handed over to them , Like what the actual **** ..This loan is not evens a month old and you have the audacity to hand me over after I told you when my pay day is

Now they not responding to my emails . you affecting my credit score because you a **** of a company . What you doing is ******* and I will be taking further legal action