Very poor rating service.

I do not understand this.<br> <br> You paid up all of the old accounts and it is settled. But now this lays at a history on your profile. Which effect your credit rating by experian credit beaurau. Which is very stupid an informal.<br> <br> You are trying your best by be a positive payer and yet the more accounts you have and settled lays as a penalty..<br> <br> The excues for such act is: it is an automated rating...<br> That is rediculous. The law of credit state that they should update your accounts daily. You must recieve feedback in 3days. <br> <br> Disputed takes up to 21 days. And I don't have logged a dispute.<br> <br>