EB
Elvina B

1 reviews | Active since Oct 2019

24 Nov 2019, 06:59

Unacceptable waiting period

Hi. I app**** for a personal loan in February this year, I got it with no issues, I went to all companies I had accounts with to settle all amounts owing, I was told all my accounts were open and paid in full . A few months ago I app**** for another loan with the same bank it was declined due to a adverse listing on my credit report I called compuscan and was told it was an old foschini account the only account reflecting on my credit report I settled the account within a day although I was never informed my account was handed over. I waited for over a month for my credit report to be updated and tried to apply again for a loan yet again I was told I have a adverse listing called compuscan again I was told it was cellc it had never been foschini from the start. I went in store (cellc) the service was pathetic and opted to call cellc after hours waiting while my call was placed on hold the operator transferred me to legal department I was told my account was handed over to edc Blake, I called edc Blake and was told the account was with them but was sent back to cellc. I called cellc again waited for hours again and was told my account was paid up. Now I called compuscan and explained the whole situation and was told to dispute this matter so the adverse listing can be removed from my credit report. I want my credit score to be updated asap as I have made numerous attempts to clear my credit report and just get pathetic service.

0
Replies (4)
Experian SA
Experian SA's reply25 Nov 2019, 11:12
Official
Good day Elvina

Thank you for contacting us.

Your dispute has been logged on the 15th November 2019 under reference CD180709. We are still currently waiting on feedback from the provider.

Once we have feedback and the update has been processed, we will be in contact with you.

Kind Regards, 
EB
Elvina B's update10 Dec 2019, 05:33
Reviewer Update
Hi, still waiting for credit report to be updated accordingly. Payment has been made in the 28th of November which has still not been updated.
Experian SA
Experian SA's reply10 Dec 2019, 11:57
Official
Good day Elvina

Your payment was made recently, you need to allow 30 days for the information to be updated with us by the credit provider. If it is not updated by the end of the month, you may log a dispute with us to update the account.

The current dispute on your profile is still in progress and will be finalized within this week.

Regards, 
EB
Elvina B's update12 Dec 2019, 06:17
Reviewer Update
Good day, please provide feedback regarding the dispute I have made on my credit report ASAP and update accordingly. I have been waiting patpatiently for you to resolve this issue as I am not at fault. This is really unacceptable