The Experian SA Opt-Out Disengagement

Experian SA invited me to engage privately with them after my initial review of the credit rating methodology on hellopeter. For the sake of transparency, I elucidated why I thought their credit rating was deplorable. I also provided them with my contact details. They refused to engage. When performing a credit ranking, one has to use several metrics to reach a strength-based rating. Income versus credit affordability are some of the key metrics that come to mind. A credible formula has to be used to judge creditworthiness. Relegating young entrepreneurs to weak credit ratings simply because they are responsible enough to acquire credit that is within their means is socially and economically reprehensible and irresponsible. and should be condemned by all right thinking and socially responsible companies.