PUNISHED FOR SAVING
I DO NOT UNDERSTAND HOW EXPERIAN ALLOWS BANKS TO DO A CREDIT ENQUIRY FOR SAVINGS ACCOUNTS?! NOW I AM BEING PENALISED ON A HOME LOAN APPLICATION FOR WANTING TO ENQUIRIES DONE BECAUSE I WANTED TO SAVE MONEY!!!
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Experian SA's replyOfficial
26 Oct 2020, 08:10Good Day Luke
Please note that when an enquiry is done it is under the credit grantors discretion and Experian can not block enquiries been done as the Bank needs to make decisions on granting or allowing accounts to be opened.
You can bring this up with the consultant assisting with your Homeloan that the enquiry was for a saving account, they will need to make a manual decision.
Warm regards
Debbie
Please note that when an enquiry is done it is under the credit grantors discretion and Experian can not block enquiries been done as the Bank needs to make decisions on granting or allowing accounts to be opened.
You can bring this up with the consultant assisting with your Homeloan that the enquiry was for a saving account, they will need to make a manual decision.
Warm regards
Debbie
Best regards,
Experian SA's reply26 Oct 2020, 08:10
Official
Good Day Luke
Please note that when an enquiry is done it is under the credit grantors discretion and Experian can not block enquiries been done as the Bank needs to make decisions on granting or allowing accounts to be opened.
You can bring this up with the consultant assisting with your Homeloan that the enquiry was for a saving account, they will need to make a manual decision.
Warm regards
Debbie
Please note that when an enquiry is done it is under the credit grantors discretion and Experian can not block enquiries been done as the Bank needs to make decisions on granting or allowing accounts to be opened.
You can bring this up with the consultant assisting with your Homeloan that the enquiry was for a saving account, they will need to make a manual decision.
Warm regards
Debbie
Best regards,