AM
Andries M

1 reviews | Active since Jan 2021

11 Jul 2022, 15:43

MBD Legal collection account removal

Good day,

I've logged a dispute with experian to remove MBD LEGAL Collection account on my credit profile because MBD is collecting on a prescribed Capfin account, i tried explain to experian that i can't get through to MBD when i send emails and when calling MBD, please Experian remove my name on my credit profile because i can't get hold of MBD i even lodged a complaint to Council for debt collectors to assist.

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Replies (2)
AM
Andries M's update11 Jul 2022, 16:16
Reviewer Update
Please note the MBD Legal 8710 account was removed on Vericred, XDS and other credit bureaus, it's only showing on Experian SA credit bureau only. I am struggling with credit and Job application because of this.
AM
Andries M's update13 Jul 2022, 14:28
Reviewer Update
Good day Andries, thank you for your e-mail.

Kindly see below as reflecting on the Experian report, further note we keep account/s information on the profile for a period of 3 years from the balance date.

Prescriptions is a defence against a claim for money. The account is reported as closed with 0 balance due and owing, meaning that a claim of prescription is unneeded in this instance.
You have the right to refer this matter to the National Credit Regulator in the event that you are not satisfied with the feedback.

Account Information

Balance DateSupplierCredit TypeLast PaymentBalanceAccount Status 2022-07-08 | MBD LEGAL COLLECTIONS (PTY) LT | Personal cash loan | 2019-11-25 | R 0 | Account closed |
2019-11-12 | RCS AUTO | Revolving | 2019-11-01 | R 0 | Account closed |
2022-02-22 | CENCAP T/A CAPFIN | Micro loan | 2020-01-29 | R 0 | Account closed.

Please update my profile on clear score and other because the account is closed.