Flagged as a high risk

I am disappointed with the service I have received from experian, I settled all my accounts which is MBD and identity in July 2022 and June 2024 but I am still flagged as a high risk wherever I app**** for credit. I contacted experian in July 2024 and I was told to wait for 60days but now it is more than 120 but still when I apply I am declined because of the flag . This is not fair and needs to be attended as soon as possible I have all the paid up letters with me .