1 reviews | Active since Jan 2017

22 Dec 2023, 09:08

Experian refusing to remove *****ulent debt , despite every other burau removing it.

Experian is definately in bed with the worst , most ********* and plain dishonest debt collectors out there namely MBD Legal collections. Long story short , I had a Avios travel benefit card with a few thousand rand (R7500) credit facility on it in 2017. I used a few hundred rand credit on this card for a flight ticket when this company closed down and the card was revoked. At this stage I owned them less than R500. All attempts to pay went nowhere because all emails was shut down , contact numbers disconnected. In December 2018 ABSA called and they claimed they bought this debt and I now own them R60k , I disputed this and asked for proof , nothing was forthcoming and it was removed by ABSA off my credit profile. Come December 2020 and MBD now claimed they bought this debt and now I own them R68k , again I dispute it but this time they have Experian in their corner, no matter how old and prescribed and dishonest this debt is , Experian refuse to remove it of my profile , I logged 3 disputed with Experian , every time they get all my details and just come back saying MBD claimed I paid towards this , an absolute lie that I proofed false with my bank statements. Somehow MBD don't have to proof anything , just a call saying I have paid and made commitments to pay is enough. I have never paid , never committed to pay and disputed this since 2018 yet just a simple claim that I have done without any proof is good enough to keep this on my credit profile. All other credit profile companies like Vericred , immediately removed MBD and even found them dishonest and false BUT Experian keep them front and center on my credit profile , they can keep 7 year old prescribed debt that was never acknowledged , arrangements made or paid towards for 4 years after prescription as active on my profile. MBD is openly claiming that Experian will do what they tell them untill I pay them this obvious *****ulent debt.

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Replies (1)
Experian SA
Experian SA's reply22 Dec 2023, 12:39
Official
 Good day

Thank you for contacting Experian, I do apologize for the delayed response.
  Kindly note an agent will be in contact with you shortly.

Kind regards