Experian playing with lives.

I recently found out that I cannot apply for one of my dream houses because according to Experian, I have three accounts that are in arrears. Make matters worse, one of the accounts was closed over two years ago, however according to them, its active, and its 9 months in arrears.

Trying to call them proves fruitless as I have been on hold for 30 minutes, and no emails are answered. This is just one way of ****ing up someone's life as it looks like all credit providers use this useless credit bureau to see how one's credit affairs are.

I wish I knew which banks are using Transunion to check one's credit report so I can stay away from the others because this is nonsense.