RJ
Rocky J

1 reviews | Active since Aug 2021

13 Apr 2022, 22:42

Experian killed my creditscore

Sick and tired. I don't know I disputed truworths I don't know How many times. Since last year September. !!!

I sent them my paid up letter!!! Of more than 7 months ago!!!

I literally disputed this account more than 10 times!!!

I pull a credit report because I got declined after 15 enquiries.!!!

Get this I made 15 enquiries!!! Because experian never closed this account I got declined every time!!! In the last 6 months!!!

I don't understand this account was listed by 2 companies. 1 debt was listed double by two companies after I sent experian all my paid up information they only closed the one account the company that bought my truworths debt!!!

Now for 7 months later after more than 10 disputes still truworths is active on my experience credit report.!!!

Why after truworths sold my account and I paid up the company that bought the debt am I still listed by both companies??? 1 debt listed by two companies?

Double listing me can't be fair. I paid this more than 7 months ago!!! Disputed it more than 10 times!!!

How can truworths still be open and active on my credit report if I paid it up . paid up letter sent? Truworths self does not have any account info of me?

Can experian please remove one of this double listings?

Its ******* to list one debt twice on my credit report.

I have asked multiple times!!! Everything is paid. And I sent proof more than 6 months ago.

Please fix this no one is answering my calls at customer care.

0
Replies (2)
RJ
Rocky J's update13 Apr 2022, 23:06
Reviewer Update
Duplicating account information like this may be a violation of the Fair Debt Collection Practices Act or the Fair Credit Reporting Act. If you see any activity like this, please discuss the possibility of hiring a consumer protection attorney with your client.!!!

So please fix this mistake as soon as possible or I'll have to consult the credit ombudsman for violation of the credit law....

Please phone me ,I cant get through to you....
RJ
Rocky J's update14 Apr 2022, 09:25
Reviewer Update
I pulled a report!!!

Truworths is open it should be closed on experian.

Its closed on compuscan.
Open on experian.

Also DMC and truworths is the same account why is the payment history showing I missed payments differently?????