1 reviews | Active since Jul 2019
Experian has been sabotaging my life
I have been paying all my accounts on time, and most of the time even pay more, has never been on arrears since I was off debt review last year. All the other credit bureau shows a healthy score, in fact my Transunion score is just one notch from being "Excellent". My Experian score has never changed, it has stayed on "Bad" no matter what I do. As a result, I have had some applications declined, and this even worsens the situation and is creating a rabbithole which I cannot get out of. I have sent numerous emails since there is no category to dispute the actual score. No one came to my assistance. Calling Experian also does not help, you should be prepared to wait on the line until you give up. I am doing so well in my career and finances with a total rem of more than 2.6 million a year. But I cannot even buy a house for my family because banks do not just check Transunion but this one as well. Infact, I tested this and app**** for a credit card with a bank that I knew will do thier check mostly on Transunion, this was approved.
I honestly would like to know how is it possible that the scores between the different bureaus is so vastly different, while we are looking at the same set of information.
I have recently read so many stories of banks in South Africa deliberately sabotaging black people by charging higher interest. Right now, I am wondering if Experian is not just another culprit. Because if this is not sabotage I do not know what else it could be. A technical glitch?
