XR
Xiluva R

1 reviews | Active since Oct 2025

13 Oct 2025, 10:18

Dispute Ignored Despite Supporting Documents and Creditor Confirmation

I’m extremely disappointed with my experience disputing an incorrect missed payment entry on my credit report with Experian. Despite submitting all necessary supporting documentation, including written communication directly from the creditor confirming the error, Experian has failed to correct the inaccurate information.

I followed the dispute process exactly as instructed, provided detailed explanations, and attached all relevant documents. I even included a direct statement from the creditor acknowledging the mistake and confirming the account status should be updated. Despite this, Experian is not making any changes or offering a clear explanation to resolve my dispute

This is not only frustrating but also concerning, as it raises serious questions about how thoroughly disputes are investigated and whether consumer evidence is truly being considered. Credit reporting agencies have a responsibility to maintain accurate information, and when they fail to correct clear errors, it can have significant consequences for consumers.

I expected more from a company that plays such a critical role in determining creditworthiness. At the very least, Experian should be transparent about their investigation process and explain why valid documentation from the creditor was ignored.

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Replies (1)
Experian SA
Experian SA's reply20 Oct 2025, 11:25
Official
Good day,

We would like to offer our apologies for the inconvenience caused in this matter.

Thank you for bringing this issue to our attention.

A consultant will be in touch.

Regards,

Customer Relations Centre