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tryphina M

1 reviews | Active since Jan 2014

08 Apr 2026, 10:25

disgusting racial profiling of black working class as high risk on the credit profile without justification

am very disappointed and angry at the service i have been receiving from Experian last year i had to dispute a flag of adverse listing by a credit provider whose account was closed 6 years ago, and it was no longer on my report, but Experian allowed the listing on my profile, I had a car breakdown which led to me using more than 50 percent of my credit card which i dont have to explain to Experian because i am paying all my credits i don't have any arrears or missed or late payments no judgements not under review but because i am a black lady they decided to flag my profile to high risk making it difficult for me to build my life is this some kind of ****** against black working class by Experian my credit score is at 613 and has not been improving because i was flagged as high risk despite me paying my debts on time every month what do you have against me that makes you want to complicate my life so much if you're not adding old closed credit on my profile you are flagging me as a high risk without any justification whatsoever i need the flag removed on my profile there is no justification of you flagging me i only find out about this today because i was applying for something and you can't use my credit my recent application which was declined thanks to you as an excuse STOP WITH ****** SEGREGATION AGAINST BLACK PEOPLE

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