AM
Abe M
1 reviews | Active since Mar 2022
30 Mar 2023, 21:06
Credit score dropping everyday
My credit score was on 591 yesterday some of my accounts are paid up also all my accounts are up to date, but now when i check it has to 581 today so i don't understand whats going on I need to buy a car..
Helpful (0)
Replies (5)0
Replies (5)
Experian SA's replyOfficial
31 Mar 2023, 12:56Good Day,
Thank you for bringing this issue to our attention.
A consultant will be in touch.
Regards,
Customer Relations Centre
Thank you for bringing this issue to our attention.
A consultant will be in touch.
Regards,
Customer Relations Centre
Experian SA's reply31 Mar 2023, 12:56
Official
Good Day,
Thank you for bringing this issue to our attention.
A consultant will be in touch.
Regards,
Customer Relations Centre
Thank you for bringing this issue to our attention.
A consultant will be in touch.
Regards,
Customer Relations Centre
AM
Abe M's updateReviewer Update
31 Mar 2023, 20:09If the accounts which were on arrears are settled and they are update why does the credit score not changing or improving?
AM
Abe M's update31 Mar 2023, 20:09
Reviewer Update
If the accounts which were on arrears are settled and they are update why does the credit score not changing or improving?
Experian SA's replyOfficial
05 Apr 2023, 09:01Good day
I understand you want you to need to increase your credit score.
Firstly, regardless of your credit score, you can take control of your finances and improve your score - starting now.
The best way to build and protect your credit score is to responsibly manage your finances and debt.
Here are a few things you can do:
·Always pay your bills on time and in full each month. If you can’t make a payment, talk to your lender and make alternative arrangements to pay back what you owe.·Don’t take out credit if you can’t afford the repayments.·Some lenders suggest that you should try to keep credit repayments between 20% and 30% of your income. So if you earn R5000 per month, you should try to keep your payments between R1 000 and R1 500 per month.·Don't make multiple applications for credit in a short space of time, as this will make you appear overly reliant on credit.·Regularly check your credit report to make sure it’s accurate and up to date.
If you manage your finances sensibly and only borrow what you can afford to repay, you’ll be in a good position to access credit at the best rates.
Regards,
Customer Relations Centre
I understand you want you to need to increase your credit score.
Firstly, regardless of your credit score, you can take control of your finances and improve your score - starting now.
The best way to build and protect your credit score is to responsibly manage your finances and debt.
Here are a few things you can do:
·Always pay your bills on time and in full each month. If you can’t make a payment, talk to your lender and make alternative arrangements to pay back what you owe.·Don’t take out credit if you can’t afford the repayments.·Some lenders suggest that you should try to keep credit repayments between 20% and 30% of your income. So if you earn R5000 per month, you should try to keep your payments between R1 000 and R1 500 per month.·Don't make multiple applications for credit in a short space of time, as this will make you appear overly reliant on credit.·Regularly check your credit report to make sure it’s accurate and up to date.
If you manage your finances sensibly and only borrow what you can afford to repay, you’ll be in a good position to access credit at the best rates.
Regards,
Customer Relations Centre
Experian SA's reply05 Apr 2023, 09:01
Official
Good day
I understand you want you to need to increase your credit score.
Firstly, regardless of your credit score, you can take control of your finances and improve your score - starting now.
The best way to build and protect your credit score is to responsibly manage your finances and debt.
Here are a few things you can do:
·Always pay your bills on time and in full each month. If you can’t make a payment, talk to your lender and make alternative arrangements to pay back what you owe.·Don’t take out credit if you can’t afford the repayments.·Some lenders suggest that you should try to keep credit repayments between 20% and 30% of your income. So if you earn R5000 per month, you should try to keep your payments between R1 000 and R1 500 per month.·Don't make multiple applications for credit in a short space of time, as this will make you appear overly reliant on credit.·Regularly check your credit report to make sure it’s accurate and up to date.
If you manage your finances sensibly and only borrow what you can afford to repay, you’ll be in a good position to access credit at the best rates.
Regards,
Customer Relations Centre
I understand you want you to need to increase your credit score.
Firstly, regardless of your credit score, you can take control of your finances and improve your score - starting now.
The best way to build and protect your credit score is to responsibly manage your finances and debt.
Here are a few things you can do:
·Always pay your bills on time and in full each month. If you can’t make a payment, talk to your lender and make alternative arrangements to pay back what you owe.·Don’t take out credit if you can’t afford the repayments.·Some lenders suggest that you should try to keep credit repayments between 20% and 30% of your income. So if you earn R5000 per month, you should try to keep your payments between R1 000 and R1 500 per month.·Don't make multiple applications for credit in a short space of time, as this will make you appear overly reliant on credit.·Regularly check your credit report to make sure it’s accurate and up to date.
If you manage your finances sensibly and only borrow what you can afford to repay, you’ll be in a good position to access credit at the best rates.
Regards,
Customer Relations Centre
AM
Abe M's updateReviewer Update
07 Apr 2023, 06:21My 3 accounts are not updated the first one it's Truworths I've paid but still shows the same balance, second one Unifi the same thing, last one it's FinChoice this one it's been paid up still appears on my bureau with an active status i want it to be removed and be closed
AM
Abe M's update07 Apr 2023, 06:21
Reviewer Update
My 3 accounts are not updated the first one it's Truworths I've paid but still shows the same balance, second one Unifi the same thing, last one it's FinChoice this one it's been paid up still appears on my bureau with an active status i want it to be removed and be closed
Experian SA's replyOfficial
17 Apr 2023, 13:25 Good day
We would like to offer our apologies for the inconvenience caused in this matter.
Please forward your request to be attended urgently to ***
Regards,
Customer Relations Centre
We would like to offer our apologies for the inconvenience caused in this matter.
Please forward your request to be attended urgently to ***
Regards,
Customer Relations Centre
Experian SA's reply17 Apr 2023, 13:25
Official
Good day
We would like to offer our apologies for the inconvenience caused in this matter.
Please forward your request to be attended urgently to ***
Regards,
Customer Relations Centre
We would like to offer our apologies for the inconvenience caused in this matter.
Please forward your request to be attended urgently to ***
Regards,
Customer Relations Centre