Credit Bureau's are pathetic and WILL ruin your life with algorithms that they even don't understand

<p>I pulled a Credit Record that included all four major credit bureau's in South Africa. Experian was one of them. This was done 2nd June 2016. In the meantime I settled a credit card and a loan in full. I also made 3 payments more than my installment on other accounts. To my dismay I saw my score with Experian fell from 552 to 543. how in the world is this POSSIBLE? My Credit Record adjusted positively with the remaining three credit bureaus but with Experian it impacts negatively? Please do explain to me how this works? And don't tell me you did not have the relevant data as the other three had them, this just confirms that your service is pathetic. I wonder how many consumers are being *****ed with this pathectic excuse of a credit score system. </p>