AM
AVICK M

1 reviews | Active since Aug 2019

08 Mar 2022, 12:17

Appalling Service from Experian

I am absolutely appalled at what should be an institute in South Africa that maintains our personal credit records. Firstly I logged a dispute on accounts that were closed a long time ago (some dating back 2 years ago), and Experian has not adjusted anything. They say it takes 20 business days according to the NCA to clear a dispute. That time has since past a long time ago. I tried getting hold of them today, waited for 47 minutes (from a prepaid phone), for someone to answer eventually, only for her to slam the phone down on me (this seems to be a habit for them as it's the second time this has happened). In the interim, your personal credit record is adversely affected, and quite frankly don't think Experian cares. Unfortunately for poor consumers like myself, Experian's data is shared across other Credit bureaus like Compuscan etc.

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Replies (4)
Experian SA
Experian SA's reply09 Mar 2022, 08:43
Official
Good day

Please note that the dispute has been closed today and feedback provided.

 Regards, Customer Relations Centre 

Best regards,

AM
AVICK M's update09 Mar 2022, 09:24
Reviewer Update
Good day. I find that response absolutely absurd. The Investec vehicle finance that was settled last year in October 2021, still shows a balance of R 328 031, the RCS LOAN THAT WAS SETTLED 2 YEARS AGO, STILL SHOWS A BALANCE R 112 024. The Investec credit card shows a BALANCE OF R 4 418, BUT AN OVERDUE BALANCE OF R 59 418, IS THAT MATHEMATICALLY POSSIBLE?
Experian SA
Experian SA's reply10 Mar 2022, 15:27
Official
Good Day,

Thank you for bringing this issue to our attention.

A consultant will be in touch.

Regards,

Customer Relations Centre

Best regards,

Experian SA
Experian SA's reply10 Mar 2022, 15:33
Official
Good day

The reference numbers provided were logged on the 09/02/2022 and are now resolved.

The active reference number EMN*** RCS and Investec. This will be resolved in 20 business days.

Regards, Customer Relations Centre 

Best regards,