*****sters with illegitimate NCR access

I was contacted on 10:06 on 21 July by a call center identifying as EDS (Exclusive Debt Solutions). They claimed that they represent the NCR and that I had been grossly overcharged on my debt accounts (incorrect).

I asked them what the issue is. They asked me for permission to "look into it", upon which I say they should tell me what's wrong. Next thing I get an SMS that I had given them consent to access my credit details/report (I did not).

They then listed a vehicle finance account I have and a home loan account. Told me the exact amounts of my principal debt, how much I still owe and what I currently pay back per month. Again, I did NOT give them permissions to access my credit details.

They then stated that the NCR caps the interest rate in this country and that these lenders are charging me higher than the allowed percentage.

When requesting to speak to a manager to complain about accessing my information without consent, and making legal accusations against two major FSBs, they hung up the phone.

I received a similar call today, again the pulled my credit information without permission.

I have reported them for: Using my contact information without my consent (POPI) Falsely claiming formal partnership with the NCR Accessing my credit information without consent, and Making false legal accusations against two major FSBs

Incident details: Number they used: *** and a missed call from *** just before that. Said they represent EDS (Exclusive Debt Solutions), but it turns out they are NCRDC4308, trading as T.H Exclusive Credit Solutions Credit report pulled 21 July 2026 at 09:50 The man identified himself as Thulani.