Request for closing of paid up accounts

I LP Ngcobo with JD account number: *** and Capfin *** would like to lodge a complain of the above accounts which are still reflecting on my credit bereax. I paid up these accounts long time ago. I feel you are discriminating against me and ungrateful and wished I never finished paying cos there is no use paying but still have a bad reflection on the bereax because of your unprofessionalism, you are slowly ****ing your own business and remember if you keep on hurting people God always has a way of fighting back. I know my rights and should you not clear my name, you will regret it